Those looking for vision or dental coverage can find good policies through BlueCross BlueShield. Been with them for over 16 years, and all I can say is, they're a necessary evil.  The BCBSA manages communications between its members and the operating policies required to be a licensee of the trademarks. For better or worse, the coverage you receive through your health plan depends partially on the state you live in (the state in which you would use that insurance). The Blue Cross Blue Shield Association (BCBSA) is one of the most recognized names in health insurance, both in the United States and around the world. Greater Chicago Area. Easy to use website and customer service. They always paid timely and the contracted amounts. While only some members retain nonprofit status, the ones that do have been criticized for holding excessive amounts of cash or excessive executive compensation. I have had this insurance company for years without issue. Made complaint with DMHC. The coverage is great. PPO plans generally offer coverage for seeing out-of-network providers, though the coverage levels are not as high as for in-network providers. Great customer service and benefits are great. I wish it was cheaper, and I’d still be on it. There are some regional differences with BlueCross BlueShield companies, so interested people should work with the insurer directly to learn more about coverage, benefits, premium rates, deductible, and out-of-pocket limit available with each health plan. Customer Review: Nathan from Broomfield, Colorado, "I have always been impressed with the quality and quantity of coverage I have gotten from Blue Cross Blue Shield. If we are away from home and needed medical attention we have always been covered even when in another state.  FEP enrolls over half of the federal workforce, with over 5 million members, making it the largest insurer of federal employees and the largest single health plan group in the world. Outside the United States. Blue Cross Blue Shield.  In 1939, the first official Blue Shield plan was founded in California. The U.S. federation consists of 36 separate health insurance organizations located throughout the United States.  It was formed in 1982 from the merger of its two namesake organizations: Blue Cross was founded in 1929 and became the Blue Cross Association in 1960, while Blue Shield emerged in 1939 and the Blue Shield Association was created in 1948. Have had some issues with prescription meds being denied. This permits each BCBSA company to offer nationwide insurance coverage even though it operates only in its designated service area. The customer service is phenomenal. that was caused by my job. After all, the health insurer is large and works though several subsidiaries. The Blue Cross and Blue Shield plans (for hospital services and physician services respectively) operated independently until 1975, when they merged into the Health Care Service Corporation. Blue Cross Blue Shield insurers offer some form of health insurance coverage in every U.S. state. In the 1960s the U.S. government chose to partner with Blue Cross and Blue Shield companies to administer Medicare. rights reserved In 1960, the AHA commission was superseded by the Blue Cross Association. , Prior to 1986, organizations administering BCBS were tax exempt under 501(c)(4) as social welfare plans. Blue Cross and Blue Shield of Illinois (BCBSIL) is committed to expanding access to quality, cost-effective health care to as many people as possible in Illinois. Blue Cross Blue Shield has helped our family through and lot! They have helped me get through some very trying times and pay for my medication!". We have a daughter with special needs and they have accepted every doctor she has needed to see. I am pleased with their Customer Service Rep’s whenever I call in for assistance as for my medical needs they have been meet to my satisfaction. Blue Cross and Blue Shield of Texas Yesterday at 9:13 AM Living with a disability can sometimes require a bit of creativity a ... nd staying physically active can often be a challenge. BlueCross offers decent coverage, but it is expensive! This is unfair to me. Blue Cross of Idaho and Regence Blue Shield of Idaho are separate companies and compete throughout the state. They also act as administrators of Medicare in many states or regions of the U.S., The Blue Cross Blue Shield Federal Employee Program (FEP) is a nationwide option under the Federal Employees Health Benefits Program (FEHB) for U.S. federal government employees and retirees, and has been part of FEHB since FEHB's inception in 1960. However, the Tax Reform Act of 1986 revoked the exemption, because the plans sold commercial-type insurance. In 2014, BC/BS of Illinois (Health Care Service Corporation) was sued over its nonprofit status, with the lawsuit dismissed with prejudice and the ruling upheld on appeal.  However, Independence Blue Cross, like most of its sister Blue Cross-Blue Shield companies, cover most of their customers under managed care plans such as HMOs and PPOs which provide hospital and medical care in one policy. Read more about interview tips for Blue Cross Blue Shield. And most importantly, they’re accepted pretty much, everywhere. This is a Medicare Advantage plan. ... Strategic Sourcing Director at ITW. They had a lot of providers in my area that worked great.". so I am paying the same rate I always have, and they want Medicare to pay for my treatments? Some discounts and deals change from time to time. I interviewed at Blue Cross and Blue Shield Association (United States) in Oct 2019 Interview I applied via Linkedin and a Talent Acquisition employee from BCBS reached out to me and we had an initial phone interview for about 15 minutes. Search for Doctors, Hospitals and Dentists Blue Cross Blue Shield members can search for doctors, hospitals and dentists:. In southeastern Pennsylvania, Independence Blue Cross (Philadelphia) has a joint marketing agreement with Highmark Blue Shield (Pittsburgh) for their separate hospital and medical plans. We are focused on improving quality, access and value, helping our members get the care they need. BlueCross BlueSheild has earned many positive customer ratings and reviews on Best Company. I’ve had blue cross for about 20yrs. In the final spending bill for FY 2015 after much lobbying since 2010, nonprofit Blue Cross and Blue Shield plans continue to have special tax breaks that were understood to be threatened by the Affordable Care Act of 2010. In short, BlueCross BlueShield takes lots of different steps to meet the needs of customers all over the US. She was amazing with answering all my questions and also making sure I was making the right decisions. BlueCross BlueShield below. Dental plans and vision plans may also vary by location, so it's important to work with the subsidiary in your area to get specific information. What can I say I love blue cross it provide great Heath care service in my opinion. I have been using this company for many years, probably 10+, for health and dental insurance and it has never failed me! The amount you pay for a health plan is not limited to the monthly premiums. For example, it's positive that BlueCross BlueShield is accepted at such a high percentages of hospitals, doctors, and urgent care centers because it is a well-known brand in the health insurance marketplace. Health insurance helps you control your medical expenses by giving your access to negotiated rates and cost-sharing for your out-of-pocket costs. I have been very satisfied with BLueCross BlueSHield as our health insurance. Good insurance company. Medical Condition They have always been so helpful and a good company to deal with! Specific health care provider network access, however, does depend on the individual health plan. Blue Cross and Blue Shield of North Carolina (Blue Cross NC) is committed to working with providers, employers, government and health systems to improve the overall health of our members and transform the health care system. During 2010, Health Care Service Corporation, the parent company of BCBS in Texas, Oklahoma, New Mexico, Montana and Illinois, nearly doubled its income to $1.09 billion in 2010, and began four years of billion-dollar profits. I had to change to Blue Cross because it was my husband’s insurance. I'm glad I have insurance, because I'm sure I've saved some money over the years. Would recommend. Medicare Advantage plans are also called Medicare Part C. Medigap plans can be purchased to help pay for Original Medicare out-of-pocket costs (copayment and coinsurance). Overall, for an insurance company, a solid 3.5 or so. Select Blue Cross Blue Shield Global™ or GeoBlue if you have international coverage and need to find care outside the United States. Great healthcare company. Blue Cross and Blue Shield of Vermont is an Independent Licensee of the Blue Cross and Blue Shield Association. Enterprise Business Solution Analyst at Blue Cross Blue Shield of Nebraska Greater Omaha Area 50 connections. Mejoramos continuamente la experiencia de nuestros clientes quienes prefieren comunicarse en espaÃ±ol. Blue Cross severed its ties with the AHA in 1972. In this game, we will end up paying out of frustration, lack of legal medical knowledge and busy work. A Medicare Advantage plan covers the same medical care as Original Medicare (Medicare Part B and Part A) in a single health plan. We are on the Federal BlueCross BlueShield plan and have not had any issues. Details Drug Coverage for the Blue Cross and Blue Shield of Illinois Blue Medicare Advocate Health H8547-001 (HMO) in Illinois. I have been talking with Mary almost 1 hour, she is working at pharmacy department, I really would love say her “thank you so much” She call each pharmacy to make sure that my insurance cover medication and not pay it. © 2021 BestCompany.com LLC - All The BCBSA controls access to the Blue Cross and Blue Shield trademarks and names across the United States and in more than 170 other countries, which it then licenses to the affiliated companies for specific, exclusive geographic service areas. Exchange coverage options: Individual & Family Qualified Health Plans You could always see where you were on their website with regard to deductible and OOP limits. | Title 26 – Internal Revenue Code | U.S. Code | LII / Legal Information Institute, "Blue Cross parent boosts profit in second quarter", "In Final Spending Bill, Salty Food and Belching Cows Are Winners", Health Insurance Facts | Smarter Consumers of Healthcare, "Blue Cross and Blue Shield's Federal Employee Plan", "Feds Are Flocking to the Same Few Health Care Plans Despite Choices", "Florida Blue – New Name of BlueCross and BlueShield of Florida", "Cambia health solutions announces strategic", "Blue Cross and Blue Shield, A Historical Compilation", "Appeals panel upholds dismissal of class action challenge of how Blue Cross parent corp uses profits", "Judge Dismisses Attempted Class-Action Suit Against Regence BlueCross BlueShield of Oregon | The Lund Report", "Conversion and Preservation of Charitable Assets of Blue Cross and Blue Shield Plans: How States Have Protected or Failed to Protect the Public Interest", "Blue Cross and Blue Shield A Historical Compilation", "The Curious Conversion Of Empire Blue Cross", https://en.wikipedia.org/w/index.php?title=Blue_Cross_Blue_Shield_Association&oldid=998501931, Financial services companies established in 1929, Medical and health organizations based in Illinois, Members of Blue Cross Blue Shield Association, Articles with dead external links from December 2014, Wikipedia articles with WORLDCATID identifiers, Creative Commons Attribution-ShareAlike License, Missouri (excluding 30 counties in the Kansas City area), Virginia (excluding the Northern Virginia suburbs of Washington, D.C.), Highmark BlueCross BlueShield (Western and Northeastern Pennsylvania), Highmark BlueShield (Eastern & Central Pennsylvania), Highmark Blue Cross Blue Shield Delaware (Delaware), Highmark BlueCross BlueShield West Virginia (formerly Mountain State Blue Cross Blue Shield) (West Virginia), BlueShield of Northeastern New York (A division of HealthNow New York Inc.), BlueCross BlueShield of Western New York (A division of HealthNow New York Inc.), Capital Blue Cross (Central Pennsylvania), BlueCross BlueShield of the U.S. Virgin Islands, This page was last edited on 5 January 2021, at 17:37. To get updated information about the drugs covered by Arkansas Blue Cross and Blue Shield Metallic Plans, please https://www.arkansasbluecross.com, or call Member Services at 1-800-863-5561. Everywhere I have been to accepts this insurance and the customer service is always great. Not every BlueCross BlueShield subsidiary may participate in Blue365, so check with your subsidiary to see if it does. I have a chronic disease and have not had to worry about not having good coverage. The Healthcare Marketplace has provided access to BCBS in both Texas and Arkansas for me over the years, and for that, I am sooooo grateful. Blue Cross Blue Shield offers global coverage and a global coverage app on itunes and GooglePlay. I am told by BCBS that my medication for Diabetes 2 (Invokana)is too expensive and they wont cover it anymore. Its Medicare plans include Medicare Supplement insurance (Medigap), Part D (prescription drug plans), and Medicare Advantage plans.  we are really love them how they work. Only suggestion is have a quick customer service. It is available 24/7 to members and has set up its customer service tools to be convenient, immediate, and of course, helpful-even in the details. With BlueCross BlueShield, customers can have access to great member resources. The absolute best there is. Export to CSV. Blue Cross/Blue Shield of Kansas: $25,000: Regence Blue Cross/Blue Shield: $0: Blue Cross/Blue Shield Lobbying by Industry. I discovered on 5/24/2018, premiums still being paid, canceled policy , and was informed because another policy was paying my claims and not Blue Cross, I should expect a refund. If I ever have any questions, they are quick to answer and help me with any issues. Customer service at BCBS has always been there for me as well. Gracias por visitar nuestra pÃ¡gina "Blue Access for Members". Log In to BluesEnroll. BlueCross BlueShield also offers indemnity, Point of Service (POS), and short-term health insurance plan options. Nationally, the Blue Cross Blue Shield Association Health of America found “vaccinations were down 26% for MMR, 26% for DTaP and 16% for polio nationwide” and estimate U.S. children will miss 9 million vaccination dosages by the end of 2020. The best insurance plan for someone else may not necessarily be the best fit for your situation. In addition to health care coverage options, the some BlueCross BlueShield Plan offerings include dental insurance plans and vision insurance. Great coverage. The bills are always clear, and the network is easy to browse for services offered. In many ways, it's not surprising that there are inconsistencies in health insurance plan details at BlueCross BlueShield. Its predecessor was developed by Justin Ford Kimball in 1929, while he was vice president of Baylor University's health care facilities in Dallas, Texas. BluesEnroll. Get to go to what ever doctor or hospital I choose. Member Information Finally received a check for $3,274.32 over payment $41,150 refund amount $3,274.32 they kept $37,875.68 for doing nothing SLEEZY. We have federal BC/bs and mostly satisfied. It has worked for me. 3:27. great rates and very good experience dealing with customer service they have always answered my questions . I will always choose BCBS over any other health insurance. Blue Cross Blue Shield of Illinois - Health Insurance Illinois. Because of the wide acceptance, it should be easy to find a network provider. Then, Imagine going for one 25-minute doctor visit and having to pay $165. Great choice for health insurance needs. Recruiter contacted me 30 % Employee referral 19 % Other online job site 18 % Other 15 % Through Indeed 8 % The cost for BCBS is already expensive and certainly not offered any solution expect to change my medication. They became 501(m) organizations, subject to federal taxation, but entitled to "special tax benefits" under IRC 833. I have worked with a ton of insurance companies and BCBS is pretty good. I am insured with Blue Cross from my employer and their coverage is so affordable for my son and I. Full service medical insurance provider with broad network coverage and a huge selection of authorized providers. https://bestcompany.com/health-insurance/company/bluecross-blueshield An asterisk (*) indicates a required field. Reading health insurance reviews from customers can give you a sense of the general quality BlueCross BlueShield offers. It started when I was working. 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